Insight Folios

Our Strategy

Financial Planning is Broken


The financial planning process is broken. Advisors put you in a place where it is very difficult to verify their advice, and to know if that advice is in your best interest.

You are left to question everything. Planning should be for your benefit, not to promote financial products.

Someone has to fix that…
and that someone may be you!


Everybody has a shortfall that must be addressed, whether before or during retirement. Shortfall is the difference between what you have going into retirement and what you want in retirement.

The only way you can solve your shortfall is by adopting investment strategies that provide income.

Use Simplicitree® to discover your shortfall,
and we will empower you to solve it.


Simplicitree®  is a true planning tool that puts you in the driver’s seat to verify which income strategies are in your best interest, empowering you to make smart financial decisions.

Predictable Income in Any Market


There is nothing more terrifying to an investor than the belief that the stock market has the power to cause you to run out of money.

This is why we guide our clients to focus on income planning. The goal is to produce predictable income in any market condition so you don’t have to live with that fear.

One of our guiding philosophies is that you “plan for income, hope for growth”. Find the confidence you need in retirement, and get a clear picture of how your investments are going to generate the income you need.

We are here to guide you to do just that.

You can hire us, stay with your current advisor or fix it yourself, but someone has to solve your shortfall.


No matter what you decide, you have to know which solutions work best for you and why… at Insight Folios, you will be empowered to solve your shortfall with confidence.
Learn more about generating income

Teaching ourselves out of a job
is what we do best


11 Questions to Ask when Interviewing a Prospective Financial Advisor

Perceptions of financial services professionals tend to run the gamut from “They’re all crooks, and I don’t trust a word they say” to “He or she has such an impressive alphabet of…

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America Strong

The Insight Folios portfolio consists of 96% American companies, and despite major market fluctuations since December 2018, our dividends have remained consistent. Do you remember how bad the 4th quarter…

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Strength in Numbers

Paul takes a closer look at current market conditions and the performance of the Insight Folios portfolio during this unprecedented pandemic.

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Insight Folio’s “Dividend 30” Portfolio

Though dividends are not guaranteed, just about all the stocks in our DIV30 Portfolio have a long-standing history of consistently paying their dividend.

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How About that Emergency Fund?

The current Coronavirus situation has highlighted for many the need for a sufficient emergency fund. Will creditors be knocking? How will we pay for groceries or doctor visits?

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What will the impacts of the CARES Act (Coronavirus Aid, Relief, and Economic Security Act) be?

The $2 trillion dollar stimulus package was signed into law on March 27, 2020. But what does it mean for you, specifically in regards to your retirement accounts?

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4 feel good money tips you need to know regarding CoronaVirus news…

Coronavirus is an equal opportunity infector. Let’s put aside the way the media portrays “us versus them”, the partisan views of political parties, and realize we are all Americans and we all are being affected. Here are some feel good money tips.

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The Secure Act. What’s in a Name?

Late in December 2019, Congress passed the Secure Act and according to the title of the Act, the idea is making more American’s retirement secure. When you get to the nuts and the bolts of how the legislation effects IRAs, you find a completely different story.

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Get Started

Let’s Plan Your Financial Future


The best way to move forward is to start a simple conversation.

Discover how Insightfolios can review your current situation and provide guidance or validation for your retirement strategy.












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