Lori and I have our two children, Chuck and Jordan. As any parent, who raised their children in a responsible way, we thought our kids would take care of us to some degree in our later years.

Caring for your aging parents is something you hope you can handle when the time comes, but something you probably hope you never have to do.

You’ve researched long-term care insurance (LTCI) and are seriously thinking of buying a policy. Just make sure you’re doing it for the right reasons–don’t be swayed by unsubstantiated sales pitches. Here are some claims you’ll want to think twice about.

Having met with thousands of individuals during the 25 plus years of my career, I have noticed most people tend to make similar mistakes.

When you boil it down, there’s really only three places where you can invest money:

Traditional long-term care is very expensive, learn some alternatives to traditional long-term care.

10 questions you need to answer if you work for or plan to retire from the US government.

What kind of legacy do you want to leave when you walk out on life?